These are services might not be covered by most health insurance plans like:

• Pre-existing and chronic conditions – i.e., any medical conditions which exist before the date of entry, including related, secondary or associated medical conditions.
• Common examples include Hypertension, Diabetes, Hypercholesterolemia and other lipid disorders (except for benefits signed with insurance company)
• Dental treatments that are not covered by dental policy
• Dietary supplements, vitamins and minerals, dietician charges, herbal ointments.
• Vaccinations, wellness check-up, travel advisory.
• Any treatment received after the insurance expiry date as indicated on the card.
• Fertility treatments – i.e., infertility and birth control diseases, hereditary medical conditions.
• Sexually transmitted diseases testing and treatment.
• Aesthetics treatment -i.e., Acne, Alopecia.
• Psychiatric consultation and treatment.
• Self-inflicted injuries – i.e., Alcohol or substance abuse.
• Sleep apnea or other sleep disorders.
• Treatment for refractive errors and vision defects.
• Off-label prescriptions – i.e., prescription drugs for specific disorders such as autoimmune diseases.
• Additional tests that is not relevant to doctor diagnosis.